W-2 Style Benefits Built for the Gig Economy


Taking the leap into gig work means you get to make your own schedule, but it usually means leaving the corporate benefits behind. Not anymore. Wear & Tear Solutions brings W-2 style benefits to the 1099 economy.

Think of Wear & Tear as your Digital Benefits Manager.

One flat monthly subscription gets you full access to your secure, personal Benefits Portal. From there, you can easily allocate your benefit credits to cover your next vehicle maintenance service or tap directly into our Primary Care Physician Network Gateway to keep you and your family healthy.

We handle the benefits so that you can keep the wheels rolling.

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Your Complete Independent Benefits Package

  • Keep Your Business Moving

    We know the Wear & Tear on your car is your biggest daily overhead. Use your Benefits Portal to easily build up your service retainer at your own pace. Stay consistent with your allocations, and you'll automatically qualify for our Maintenance Assistance Match program where we will pay for your repair to help handle those heavy invoices.

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  • Your Private Doctor Network Gateway

    Skipping the waiting room used to be a corporate luxury. Now, your Benefits Portal unlocks direct access to our private network of Primary Care Physicians. We will connect you with a doctor in your area that you pay a separate flat, low rate for unlimited telehealth and priority office visits with no confusing insurance portals or surprise bills required.

    Get Covered 

  • The Full Ecosystem

    True peace of mind goes beyond the mechanic and the doctor. Your monthly subscription gives you an all-access pass to free car rentals, curated everyday discounts & wholesale pharmacy networks. You can also utilize and track your end of shift miles & earning in as little as 30 seconds for a clean audit-proof ledger ready for tax time.

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Built by Drivers For Drivers

Being an independent contractor means your vehicle is your livelihood, but what happens when you break down?

We know firsthand that the biggest hurdle in the gig economy isn't just a flat tire. It's the complete lack of medical benefits! Pushing through the pain just makes the work harder and getting sick shouldn't mean panicking about your bills.

Wear & Tear Solutions was built to fix that exact problem. Your Benefits Portal doesn't just manage your vehicle maintenance; it instantly connects you to our Primary Care Physician Network Gateway so you can stay healthy and keep the wheels rolling.

We do this by connecting you to a local doctor in your area that you pay a separate low monthly fee for preventative healthcare.

Activate Your Portal

How It Works - Your Independent Benefits Ecosystem

  • Your Digital Benefits Portal

    Everything you need is right on your phone. Log into your Benefits Portal to allocate your benefit credits daily, weekly, or monthly depending on your earnings. Monitor your available balance with total transparency, keep your service history organized in one place and seamlessly submit your unexpected repair invoices directly through the platform.

  • Primary Care Physician Network Gateway

    Gig work pushes your body just as hard as your vehicle. Navigating healthcare as an independent contractor shouldn't be a hurdle. Our Primary Care Physician Network Gateway inside your portal gives you the W-2 style healthcare access you deserve.

    Instead of dealing with traditional insurance red tape, you pay a straightforward flat monthly fee to enjoy unlimited virtual visits and relaxed, extended office appointments with absolutely no surprise bills and zero copays.

  • The Driver’s Edge & Perks

    A true benefits package goes beyond just the big stuff. Your Benefits Portal includes access to everyday discounts on prescription pricing and free car rentals . Plus, you unlock our exclusive End-Of-Shift Log. Instantly log your daily miles, fuel costs, and earnings to lock in your tax deductions, track your true hourly profit and see exactly how much you are actually netting after gas & wear-and-tear. This helps you maximize your hourly rate and run a highly profitable business.

    It is the ultimate W-2 style benefits package built by drivers - for drivers, to keep your lifestyle protected.
Unlock Your Benefits Package

Unlock Premium Maintenance Matching

Your consistency pays off. Get access to our program and we will help pay to have your car fixed. We have 5 tiers of active membership. Ranging from Bronze, Silver, Gold, Platinum and Diamond being the highest. After just 3 months of active membership, you automatically upgrade to our Bronze Tier. This permanently boosts your Maintenance Assistance Match percentage, giving you access to even more funds when major, unexpected repairs hit. Keep your retainer active, and we will make sure you always have the capital to get back on the road faster.

Unlock Free Car Rentals

Stay an active member and reap the rewards! Score free car rentals and unbeatable discounts on the vehicles you need, right when you need them.

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Curated Vacation Packages!

More Than Just Maintenance. We Manage Your Time Off, Too. As a Wear & Tear Solutions member, we don't just keep your vehicle running on the road, we make sure you get the downtime you need to recharge. Your membership includes exclusive access to our managed vacation benefit. You handle the driving, and our team will handle the planning, booking, and logistics of your next getaway.

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Your Year-End Tax Advantage

Treat your gig work like a true business. After a full year of utilizing your Benefits Portal, you unlock our comprehensive Year-End Tax Export. The portal will automatically compile all of your uploaded maintenance receipts, service records, and benefit credit allocations into one clean report. Hand it straight to your CPA to easily maximize your deductions and keep more of your hard-earned money.

Take your tax strategy a step further with the Health Plus Gateway. This upgrade seamlessly tracks your out-of-pocket medical expenses throughout the year. When tax time rolls around, simply generate a categorized Medical File Export tailored for your tax professional to tackle those complicated self-employed health deductions, specifically for Schedule 1 and Schedule A filing.

Secure Your Benefits Package
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